About a decade ago, business owners who did not meet the stringent criteria for eligibility to receive bank business loans found themselves, with excellent businesses yet nowhere to go for business financing. This left many merchants with very few options, putting many businesses in jeopardy of shutting down.

This phenomenon brought forth the emergence of the merchant loan, giving small business owners an alternative route, a second chance, if you will, at business financing.

Merchant Resources International has been providing merchant loans for the past six years, making business financing easier for small business owners.

Last year, we placed over $43 million into the hands of small business owners, and we only have plans of growth and development.

Our goal is to provide an alternative method of business financing to merchants across the United States and beyond. As times change, it is becoming more and more important for business owners to be innovative, finding ways to finance their businesses when traditional methods of business financing lose their appeal.

At Merchant Resources International, we combine the ease and convenience of using a business's future credit card sales to receive an upfront cash sum, with great customer service and other benefits, including, renewals, referral incentives and rewards.

We pride ourselves on developing long-term relationships with our customers and on being represented by the Better Business Bureau. In fact, the statistics speak for themselves; MRI merchants renew their merchant loans at an average of four times each and 0 percent of our Merchants have made complaints with the Better Business Bureau.

As time proceeds, Merchant Resources plans to continue to provide the best bank loan alternative for owners of retail and/or service-oriented business. We want to continue our relationships with existing customers and welcome new merchants into our family. When you think of small business financing, think of Merchant Resources International.