Small business owners in Canada can get funds for their businesses through one of our excellent funding programs. Owners of restaurants, retail stores, repair shops, spas, etc., can all take advantage of the opportunity to receive up to $500,000 in business funds, simply by selling us their businesses’ future credit card sales.

Our credit card factoring services make it easy for Canada business owners to get the cash they need for renovation, advertisement, expansion, etc. Whether you own a business that is located in one of Canada’s 10 provinces or you know someone that does, we are dedicated to continuing to provide these merchants with working capital for their businesses.

We encourage merchants to choose the program that best suits them. Our standard program is available to merchants who process at least $3,500 in monthly credit card sales, have at least one year remaining on their business leases, have no unresolved bankruptcies and have owned their businesses for at least six months. We also offer a premium program for merchants with credit scores of 650 or higher and who qualify for a $50,000 advance with our company.

At MRI, we try our best to make it possible for all interested small business owners to get funds for their businesses and it is our goal to fulfill the business funding needs of Canada business owners. That is why we created a special starter program - for merchants who do not qualify for the aforementioned programs.

Through our starter program, merchants who have had their merchant loan applications previously declined for various reasons can get a small amount (around $2,000) for their businesses, with no credit check necessary. After repaying this small amount, they will be eligible to receive a larger amount and as they continue to repay their merchant loans and build up their credit with MRI, they will be able to increase their funding amounts with each renewal.

Canada is a great place to own a small business and it is important that the owners of the 2 million or more businesses of the country have access to business funds whenever they need it. Merchant Resources International is proud to provide those easily accessible business funds.