Are you the owner of a retail and/or service-oriented business? Do you need business funds? Do you want fast cash?

If you answered yes to any of these questions, the term merchant cash advance should spark your interest.

The merchant cash advance makes business financing a simple process for merchants. To get your merchant cash advance, all you need to do is complete a short application, submit the last four months of your business's credit card statements and find out how much money you can get for your business.

Business owners can typically receive anywhere from $5,000 to $500,000 when they choose to take advantage of a merchant cash advance. Once these funds are wired into their accounts (which can take as little as ten business days after approval), the repayment process begins. The merchant and the funding specialist will come up with the ideal numbers. These numbers include, the amount of money the merchant will receive, the percentage from the business's daily credit card sales that will be deducted and automatically put toward repayments and the estimated repayment time. Keep in mind, there are no penalties for early or late repayments.

The merchant cash advance is an easy, convenient and reliable source of business financing.