With Merchant Resources, qualifying for a merchant loan is as easy as 1 2 3.

To get your merchant loan in your hands, just fill out our online application. After you have completed the two-minute application, one of our trained funding specialists will contact you. You will then be asked to submit the last four months of your business's credit card statements.

Your merchant loan can be used for whatever you choose. Merchant Resources puts no restrictions on how a merchant can use his/her merchant loan.

Merchant loans can be used to finance business expansion, to purchase inventory, to upgrade equipment, pay for an advertisement increase, for a boost in working capital, etc.

Unlike many other types of business financing, merchants who choose merchant loans have the opportunity to renew their funds. When a merchant has reached 60 percent repayment, he/she can choose to have another lump sum wired into the account of his/her choice. A merchant's merchant loan is usually 60 percent repaid about three to four months after repayments begin.

Merchants can renew their merchant loans as many times as they choose. Our average customer renews a merchant loan three to four times.

The framework of a merchant loan makes it the perfect business financing option for small business owners.

There are three keywords that one should always remember when speaking of merchant loans. These are the things that set merchant loans apart from other various business funding options. These key words are Credit Cards, Renewals and No Restrictions.

Credit Cards Sales	Business must process at least $5,000 in monthly credit card sales to qualify for a merchant loan. Payments are made automatically as a small percentage is deducted from the business's daily credit card sales.
Easy Renewal	Merchants can renew their loans when they reach 60 percent repayment completion. Renewals make it easy for merchants to receive fast cash whenever they need it.
No Restrictions	Merchants can use their funds for whatever their business needs. There are no restrictions on how a merchant loan can be used!